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Home > Loan Programs > Post-Closing

 

IMMEDIATE MONEY SAVERS

OUTSIDE (FALL)

  • Check all weather stripping and caulking around windows and doors. Replace or repair as needed.
  • Remove window air conditioner's) or put weatherproof covers on.
  • Check storm windows and doors; clean and repair as needed. Install if needed.
     

INSIDE (FALL)

  • Have heating system and heat pump serviced; have humidifier checked. Change or clean filters on furnace.
  • Drain hot water heater and remove sediment from bottom of tank; clean burner surfaces; adjust burners. (Be sure to turn it off first!)
  • Check all faucets for leaks; replace washers if necessary.
  • Clean refrigerator coils.
     

INSIDE (SPRING)

  • Replace filters on air conditioners.
  • Check dryer vent, stove hood, and freezer; clean refrigerator coils; clean cook-top burner surfaces; adjust burners.
  • Clean fireplace; leave damper open for improved ventilation if home is not air conditioned.
  • Check attic for proper ventilation; open vents.
     

EVENTUAL MONEY SAVERS

OUTSIDE (FALL)

  • Check for cracks and holes in house siding; fill with caulking as necessary.
  • Take down screens. Clean and store.
  • Drain outside faucets.
  • Clean roof gutters and drain pipes so leaves won't clog them.
  • Check roof for leaks; repair as necessary.
  • Check flashing around vents, skylights, and chimneys for leaks.
  • Check chimney for damaged chimney caps and loose or missing mortar.
  • Check chimney flue; clean obstructions. Make sure damper closes tightly.

INSIDE (FALL)

  • Check and clean humidifier in accordance with manufacturer's instructions.

OUTSIDE (SPRING)

  • Check outside house for cracked or peeling paint. Caulk and repaint as necessary.
  • Remove, clean and store storm windows. (If removable).

INSIDE (SPRING)

  • Check basement wall and floors for dampness; if too moist, consider having the foundation sealed.
  • Have an annual termite inspection.

 

 

 

 

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Licensed Mortgage Banker, NY State Banking Dept.

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