Mortgage Interview Checklist: Make sure you have what you need

Property Information:
___1.	Copy of original Offer to Purchase Agreement or Escrow Papers; if construction loan, copy plans and specifications.
___2.	Legal Description from survey, deed or title work.

Borrower Information:
___1.	Copy of Divorce or Separation documents.
___2.	Copy of Bankruptcy proceedings with status and explanation.
___3.	Gift letter or explanation of source of funds for closing costs.
___4.	If VA loan, Original Certificate of Eligibility and DD214.
___5.	Photo ID.

Income Information:
___1.	Most recent pay stubs showing year to date earnings and pay period.
___2.	Last two year's Federal Tax Returns and W-2 forms.
___3.	If Self Employed, Year to date Profit and Loss Statement prepared by your accountant and/or Corporate/Partnership Tax Returns.
___4.	Partnership Agreements
___5.	Explanations of any other income.

Other Information:
___1.	Name and address of your banks and/or Savings Institution including account numbers.
___2.	Creditors' names, account numbers, present balances and monthly payments for all credit cards and installment debts.
___3.	Name and address of current landlord.
___4.	Closing Statement from sale of current property.
___5.	Copies of last two months' bank statements.
___6.	If FHA/VA loan, copy of Social Security Card and Driver's License.
___7.	Check for application fee.
___8.	For refinance - copies of deed, survey, property taxes and home owners bill, and a copy of your homeowners insurance policy.