Turn to your local experts

Commonfund Mortgage has been helping the Syracuse area for over 35 years, and nobody knows the market better than we do. The mortgage process can be tricky to navigate, but we're here to help! We've got great rates, a straight-forward process, and affordable payments.

Things to consider when applying for a Syracuse mortgage:

  1. Make sure your credit scores are where you want them to be by regularly monitoring them before beginning the mortgage process. Having an accurate credit report and knowing that no one else is accessing it can help ensure you get the best rate.
  2. Once you know what your credit report looks like, make sure there are no inaccuracies. If there are, dispute them with the three credit bureaus (Equifax, Experian and TransUnion) to get them resolved.
  3. Do your research to get the best deal you can. You're making a financial commitment that will be with you for years, so do everything you can to help out your future self. Fully research loans, rates and brokers.
  4. It's easy to get carried away when dreaming about owning a home. Be sure to stay grounded and realistic about what you can afford, and calculate based on the rate you'll be able to get.

How to get the best Syracuse mortgage rate:

Improving your credit score should be the first thing you consider when trying to improve your interest rate. If your score is below 760, it's in your best interest (see what we did there?) to improve your credit score. Make plans to pay down your balances and make sure you're paying on time. In general, the bigger your down payment, the lower risk you'll be considered by the lender

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