Loan Programs

At Commonfund Mortgage Corp, we offer a variety of loan programs that are designed with our customers in mind. Let one of our mortgage specialists help you find what’s best for your situation. Fixed rates and Adjustable rates available for all programs.

CONVENTIONAL Mortgages:

  • Conventional 30, 25, 20, 15 and 10 year terms starting at 3% down
  • Purchases, Rate/Term Refinances and Cash-Out Refinances
  • HomePossible and Home Ready 3% down
  • Primary, Second home, Investment property, Seasonal home
  • 80/10/10 program with Home Equity
  • No mortgage insurance options
  • Lender paid mortgage insurance
  • Jumbo loans
  • No credit score loans
  • Mixed Use Properties: part residential and part commercial
  • Manufactured homes, Condos, 1-4 Unit Properties, Attached homes

FHA Mortgages:

FHA Direct Endorsement Lender

  • 3.5% downpayment plus ability to include cost of closing costs and escrow set up in the mortgage lowering total out of pocket needed
  • Purchases, Rate/Term Refinances and Cash-Out Refinances
  • 203K renovation loans
  • No credit score loans
  • Mixed Use Properties: part residential and part commercial
  • Manufactured homes, Condos, 1-4 Unit Properties, Attached homes

VA Mortgages:

VA Automatic Lender

  • 0% down payment option plus ability to include cost of closing costs and escrow set up into the mortgage lowering total out of pocket needed from you
  • Purchases, Rate/Term Refiannces, Cash-Out Refinances
  • VA to VA simple refinance with no income qualification and no appraisal needed
  • No credit score loans
  • Mixed Use Properties: part residential and part commercial
  • Manufactured homes, Condos, 1-4 Unit Properties, Attached homes

USDA Mortgages:

USDA Single Family Housing Guaranteed Loan Program

  • 0% downpayment needed plus the ability to include closing costs and escrow set up into the mortgage
  • Purchases and Rate Term Refinances
  • Manufactured homes and Attached homes

    *Ask us about closing cost assistance options*

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