Loan Programs

At Commonfund Mortgage Corporation, we offer a variety of loan programs that are designed with our customers in mind. Let a mortgage specialist help you find what’s best for your situation.

CONVENTIONAL Mortgages:

  • Conventional 30, 25, 20, 15 year terms starting at 3% down
  • Purchases, rate/term refinances and cash out refinances
  • HomePossible and Home Ready 3% down
  • 2% down Conventional loan with grant options
  • Primary, Second home, investment property, seasonal home
  • 80/10/10 program with home equity
  • No mortgage insurance options
  • Lender paid mortgage insurance
  • Jumbo loans
  • No credit score loans

FHA Mortgages:

FHA Direct Endorsement Lender

  • 5% downpayment plus ability to include cost of closing costs and escrow set up in the mortgage
  • Purchases, rate/term refinances and cash out refinances
  • 203K renovation loans
  • No credit score loans

VA Mortgages:

VA Automatic Lender

  • 0% down plus ability to include cost of closing costs and escrow set up into the mortgage
  • Purchases, rate/term refiannces, cash out refiannces and VA to VA simple refinance
  • No credit score loans

USDA Mortgages:

USDA Housing Loans

  • 0% down plus ability to include cost of closing costs and escrow set up into the mortgage
  • Purchases and rate term refinances

Specialty Programs:

  • New construction financing
  • Second homes and vacation homes
  • Seasonal homes
  • Reverse Mortgages and Reverse for purchase
  • Mixed use properties-part residential and part commercial
  • Doctor Programs
  • Fixed rates and Adjustable rates available
  • Renovation loans
  • Manufactured homes, condos, 1-4 unit properties, attached homes

*Ask us about closing cost assistance options*

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