Mortgage Calculator

Amortization Calculator

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How Much of a House Can You Afford?

Getting together a down payment is just the initial part of purchasing a home. Knowing how much of a mortgage payment will fit your monthly budget is another part. The calculators below can help you figure that out.

Affordability Calculations

Income Method

Gross Monthly Income Multiplied by 28% or (.28) = Maximum Monthly Payment

Debt Method
Debt method acquired by: (Gross Monthly Income x 38%) – Monthly Debt Payments

Monthly payment acquired by:
(Cost of Home) – (Down Payment) = Amount Financed
(Amount Financed / 1000) x (7% Interest Rate)

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